Investment
We take a direct position in companies that already turn a profit, and the capital goes into the next stage of growth. Nine companies financed so far, and 4.8 million euro invested.
Many good companies fail a lending test that was built for somebody else. They are too big for microfinance and too small for the development banks. They make a profit, but they do not yet keep the records that a credit committee needs.
That is an information problem, not a quality problem. So we fix the information first. Our specialists work in the company for 6 to 12 months before we invest. They see the accounts, the customers and the operation from the inside.
By the time we price the risk, we are not guessing. We know the numbers, because we helped to build them. That is why we can say yes when a bank says no.
See the work we do first
Who we back
How it runs
You send the accounts and the plan. We read them and come back with a straight answer, while it is still useful to you.
Our specialists spend 6 to 12 months inside the company. We fix the reporting, the governance and the route to market.
We agree the amount, the instrument and the terms. We can also bring a co-investor to the table.
The operating team stays for up to 4 years after the investment. We report on the result with you.